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Let’s look at who does…

  Wall Street: 99% of people will invest in stocks or mutual funds, so they stand a lot to gain if you funnel your funds to them.

  Government: With a 401K, you’re going into business with the government, and the rules are that you must lock up your $ till age 59.5 to avoid penalties, and they will determine what tax rate they need from you when it’s time to access your $ – that tax time is their big payday. Growth in a permanent life policy is not taxed, nor is the death benefit (DB) you’re guaranteed.

  Financial Advisors: Does someone who earns 1%+ of your money, every year, whether your $ is up or down, have an interest in you putting & keeping your funds in the market? Not saying they or this is good or bad, just food for thought that most don’t think about!

  Financial Gurus: Did you know that the loudest & most prominent BTID advocate (I’ll withhold the name) receives compensation from financial firms and advisors to receive his “certification”? So if people follow the BTID mantra, he profits. Follow the $!

As you can see, it’s 4 on 1! The 4 forces above shouting their message loudly… versus A-rated insurance companies and us who represent them. If the majority shouts loudly, does that make it best?

You now should ask “Do you have a vested interest in what you’re advocating?” Fair question! And no, I don’t work for free, yet..

I walk my talk. We started our family banking policies almost 9 years ago, before I was in the industry. It’s brought tremendous peace and stability to our family, and I’ve sung it’s benefits for several years. I also love getting in the trenches to grow your bank by putting it to work!

What an insurance expert earns by properly structuring your Infinite Banking Concept (IBC) policy is l far less than a financial advisor who’s pulling a piece of your wealth every year for the long haul.

The right insurance company can be a fantastic business partner. They are masters of mitigating risk, preserving & growing capital, and creating enough profits for both you and them to win. There is a reason that banks own BILLIONS of permanent life insurance; principle protection & profits are guaranteed.

Please note: I’m not suggesting that all financial advisors have ill intent or that 401’s can’t be a positive thing. I’m encouraging you to be leery of the loud, extreme message being hawked out there. Wall Street is not the way to build long sustainable wealth for generations. I also would never encourage anyone to go into business with the Government, you can see how fiscally responsible they are.

The Rockefeller, Kennedy, Disney, & Stanford families (all implement private family banking via properly structured insurance) just might know a thing or two!

Do your research. Connect with someone who can show you exactly what the Infinite Banking Concept is, and is not. Then do the right thing for your family values & legacy!