“BUY THE DIP AND HOLD”

Looking at the S&P 500 this year, the “buy-the-dip” strategy would have investors buried.

Will the market come back??

Taking the last 20 years of historical data into consideration YES it sure will.

The bigger question though is WHEN??

Buying the dip is playing Russian roulette this season. We are seeing massive sell-off and liquidation very consistently.

You might think, “Well the market will come back and my account will recover.”

Ok…So maybe that happens this time next year?

Or maybe it’s 2024??

If 2023 mirrors 2022 which will likely be worse for the market we will see a conservative loss across retirement portfolios of 35-40% (including what’s been lost this year thus far)

Think about these two factors

1. Loss of 2 years of growth across your portfolio!

2. The gain it will take to recover the 40% loss!

Very important considerations.

If you had a $400,000 IRA balance and took a 40% hit by the time the market returns your balance is $240,000

It will take a 67% market rally to recover your account to BREAK EVEN!

Well, let’s say that rally takes approximately 10 years (as it has done previously.)

You have a loss of account growth totaling 12 years of lost growth.

Now there’s no reason this should happen when there are 0 Floor IRAs that can give you guaranteed returns year in and year out…even when other retirement portfolios are seeing losses.

This is the absolute best option if you have a market risk that’s eating away at your accounts.

Every client I have helped roll over to a 0 Floor IRA this year is head over heels with their account balances and they thank me for introducing them to this strategy.

  Guaranteed growth while the market is seeing a loss.

  Qualified rollover of funds without a fee.

  Market-like returns when the market makes a rally in the future.

  NO management fees.

Unfortunately most people have no idea this is even an option.

There’s no reason to sit and hold when your portfolio can be growing.

There’s no reason you should be taking a loss when you have the option to have a 0 Floor IRA that guarantees you will never lose a dime again.