Your savings and capital needs a home!

Most people only know of a traditional bank savings account as the place to hold it…

We help people learn about the “private” or “infinite” banking option, provided through certain insurance companies.

Once people see these reasons, the choice is pretty simple!

20X-30X higher interest earned

Bankrate.com’s November 2022 research showed that the national average interest rate for savings accounts is .019%! That is not even one-fifth of 1%!!! If those same dollars were in a properly structures banking policy they could be earning somewhere between 4-5%.

Tax free growth on that interest

When you earn interest in your savings account you have to pay taxes on it (yes even that piddly amount.) However, you don’t pay taxes on the earning in your properly structured banking policy… EVER.

Additional death benefit paid to your family

Savings accounts don’t offer you or your family any added benefits. With banking policies you have a death benefit to leave to your family when you pass on from the life. This death benefit will be much greater than the amount you have put into the policy. With a savings account only the balance will be paid out to your family.

Your money continues growing even when you are using it as collateral!

Here is the #1 difference in savings accounts vs. properly structured whole life insurance: when you use the money in your savings account you’re not earning interest on it anymore. It is no longer growing for you and is gone forever. With a banking policy you can leverage your money by using the insurace company’s money instead, which allows your money to keep growing!